Commercial Insurance Broker | Job in West Yorkshire

We are a dynamic and forward-thinking insurance organization seeking a skilled and motivated Commercial Insurance Broker to join our team in the vibrant region of Yorkshire and The Humber. In this role, you will be responsible for delivering exceptional customer service while also driving business growth by developing and maintaining strong relationships with our clients.

• Actively seeking new business opportunities and maintaining a pipeline of potential commercial insurance clients.
• Understanding client needs and providing tailored insurance solutions that meet their unique requirements.
• Building and managing relationships with key accounts, ensuring customer satisfaction and retention.
• Collaborating with internal teams to ensure accurate quotation and policy service delivery.
• Continuously developing your product knowledge to stay abreast of market trends and changes in the insurance industry.
• Working closely with underwriters and other stakeholders to manage risks effectively.
• Adhering to all relevant regulations and adopting best practices in insurance broking.
• Contributing to the overall success of the organization through active participation in team activities and initiatives.
• Proven experience as a Commercial Insurance Broker or similar role within the insurance industry.
• Strong understanding of commercial insurance products and risk management principles.
• Excellent communication skills, both written and verbal.
• Ability to develop and maintain strong relationships with clients.
• Proficient in using CRM systems for managing client data and sales pipelines.
• Demonstrated ability to work collaboratively within a team environment.
• Strong organizational skills with the ability to manage multiple tasks and priorities effectively.
• A desire to continually learn and stay up-to-date with industry trends and changes.
• Qualified Insurance Broker (Cert CII) or equivalent professional qualification is desirable but not essential as further training will be provided. By joining our team, you will have the opportunity to work in a supportive and collaborative environment where your ideas are valued. We offer competitive remuneration packages, ongoing professional development opportunities, and the chance to make a real impact in the insurance industry. If you are passionate about delivering exceptional customer service and driving business growth we would love to hear from you! To apply for this position, please submit your CV and cover letter detailing your relevant experience and qualifications. We look forward to reviewing your application.

Job Opportunity

Location: Yorkshire and The Humber Sector: Financial Services - Insurance Brokerage Role Title: Commercial Insurance Broker We are a forward-thinking insurance brokerage based in the vibrant region of Yorkshire and The Humber. We pride ourselves on our unwavering commitment to delivering exceptional service to our diverse client base, and we're seeking an experienced Commercial Insurance Broker to join our dynamic team.

*Key Responsibilities: *

• Proactively develop and maintain relationships with new and existing clients in the commercial sector.
• Provide professional insurance advice tailored to clients' specific needs.
• Negotiate competitive terms with insurers and service providers on behalf of our clients.
• Manage renewal processes, ensuring retention of valuable clients while maintaining profitable growth.
• Conduct regular reviews of client portfolios to ensure the continued appropriateness of insurance programs.
• Work collaboratively with internal teams to ensure seamless service delivery and exceptional customer experiences.
• Contribute to business development initiatives to expand our client base and market share.

*Skills & Experience: *

• Proven track record as a Commercial Insurance Broker, ideally within the Yorkshire and The Humber region.
• Strong technical knowledge of commercial insurance products and the risks they address.
• Excellent interpersonal skills with the ability to build strong relationships both internally and externally.
• Exceptional negotiation and communication skills.
• A proactive approach to business development and sales.
• Strong organizational skills with the ability to manage multiple tasks simultaneously.
• A team player with a collaborative mindset. If you're an ambitious insurance professional looking for a challenging and rewarding role in a dynamic organisation we would love to hear from you. Please submit your application, including a cover letter outlining your suitability for the role, your CV, and any other supporting documents you feel are relevant. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applications from all qualified candidates regardless of their race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.

Competencies

As a Commercial Insurance Broker within our organization in Yorkshire and The Humber, the following key competencies are essential for success:

*Understanding of Commercial Insurance

• : A deep understanding of various types of commercial insurance, including property, liability, business interruption, professional indemnity, and cyber insurance, is crucial. You should be able to explain the coverage options, benefits, and potential risks associated with each policy.

• *Risk Assessment Skills

• : The ability to assess a client's risk profile accurately is fundamental. This includes understanding their business activities, identifying potential hazards, and recommending suitable insurance solutions.

• *Relationship Management

• : Building and maintaining strong relationships with clients is essential. You should be able to communicate effectively, listen actively, and provide exceptional customer service.

• *Negotiation Skills

• : In this role, you will often need to negotiate terms with insurers on behalf of your clients. This requires the ability to clearly articulate client needs, understand insurer offerings, and find a mutually beneficial solution.

• *Sales and Marketing Know-how

• : You should have a good understanding of sales and marketing principles, including lead generation, proposal writing, and closing deals. Effective use of digital tools for marketing and communication is also important.

• *Regulatory Compliance

• : Awareness and adherence to insurance industry regulations are vital. This includes maintaining relevant qualifications and keeping up-to-date with changes in legislation and best practices.

• *Problem-Solving Skills

• : The ability to think critically, troubleshoot issues, and find creative solutions is essential when dealing with complex client situations or unexpected challenges.

• *Continuous Learning

• : The insurance industry is dynamic, and it's important to stay current with new products, trends, and technologies. A commitment to ongoing learning and professional development is therefore key.

• *Teamwork

• : While you will be responsible for managing your own portfolio of clients, you will also need to work effectively as part of our team. This includes collaborating with colleagues, sharing knowledge, and supporting each other in delivering excellent service to our clients.

• *Integrity and Ethics

• : Above all we expect our Commercial Insurance Brokers to uphold the highest standards of integrity and professional ethics. This means acting in the best interests of your clients, maintaining confidentiality, and conducting business with honesty and transparency at all times.

Ideal Candidate Profile

Ideal Candidate Profile: Commercial Insurance Broker

*Overview *

We are seeking a highly motivated and experienced Commercial Insurance Broker to join our dynamic team in the Yorkshire and Humber region. The successful candidate will be responsible for managing a diverse portfolio of commercial insurance clients, providing exceptional service, and actively seeking new business opportunities.

*Key Responsibilities *

• Develop and maintain strong relationships with existing commercial insurance clients, ensuring their needs are met efficiently and effectively.
• Actively seek out new business opportunities within the commercial insurance sector, identifying potential clients and proposing suitable insurance solutions.
• Conduct thorough risk assessments for new and existing clients to ensure appropriate insurance coverage is in place.
• Negotiate and secure competitive pricing and terms with insurers on behalf of clients.
• Provide professional advice and guidance on a wide range of commercial insurance products, including but not limited to property insurance, liability insurance, professional indemnity insurance, and business interruption insurance.
• Maintain up-to-date knowledge of market trends, regulatory changes, and industry best practices to ensure the provision of optimal insurance solutions for clients.
• Collaborate with internal teams to deliver exceptional client service, ensuring timely and accurate execution of policy renewals, claims management, and other administrative tasks.
• Contribute to the growth and success of the organisation by actively participating in business development initiatives and marketing activities.

*Qualifications & Experience *

• Proven experience as a Commercial Insurance Broker or similar role within the insurance industry.
• A relevant qualification (ACII, Cert CII, etc.) is desirable but not essential; however a demonstrated commitment to ongoing professional development is essential.
• Excellent communication and interpersonal skills with the ability to build and maintain strong relationships with clients and colleagues.
• Strong negotiation and problem-solving abilities with the ability to think critically and make informed decisions.
• Proven ability to manage a diverse portfolio of clients, prioritising tasks effectively and efficiently to meet deadlines.
• A strong understanding of the commercial insurance market with the ability to identify new business opportunities and propose suitable insurance solutions.
• Proficiency in using insurance industry software and systems for policy management, quotations, and client relationship management.
• Demonstrated commitment to exceptional customer service and a passion for delivering outstanding results.

*Working Environment & Culture *

We offer a supportive, collaborative, and inclusive working environment where team members are encouraged to grow professionally and personally. Our organisation values diversity, innovation, and continuous improvement, fostering an environment that encourages creative thinking and the pursuit of excellence. If you are looking for a challenging and rewarding role within a dynamic and forward-thinking organisation we would love to hear from you.

*Application Process *

To apply for this position, please submit your CV and covering letter detailing your relevant experience and qualifications, along with your salary expectations, through our careers portal on the company website. Please include the job title in your application to ensure it is properly considered. We look forward to reviewing your application and exploring the potential for you to join our team.

Daily Activities

As a key member of our team in Yorkshire and The Humber, your day-to-day activities will be centered around providing exceptional commercial insurance services to our clients. Here is an overview of the tasks you can expect to perform:

*Client Engagement

• : Build and maintain strong relationships with existing clients, understanding their business needs, and ensuring they receive tailored insurance solutions. This includes regularly communicating with them about policy changes, renewals, and claims processes.

• *Business Development

• : Identify potential new clients within the commercial sector, and proactively reach out to them to introduce our services. Conduct thorough analyses of their risk profiles, and provide customized insurance proposals that meet their specific needs.

• *Market Analysis

• : Stay abreast of market trends, legislative changes, and product developments in the commercial insurance sector. Utilize this knowledge to ensure our clients receive competitive pricing and the most suitable coverage for their businesses.

• *Risk Management Consultancy

• : Advise clients on risk management strategies to minimize potential losses and improve overall business resilience. This may involve assessing their operations, identifying vulnerabilities, and recommending appropriate risk mitigation measures.

• *Service Delivery

• : Manage the entire insurance lifecycle for your clients, from initial proposal through to policy issue, renewal, and claims handling. Ensure that service delivery is efficient, effective, and adheres to regulatory requirements.

• *Regulatory Compliance

• : Ensure all activities are in line with relevant industry regulations, including the Financial Conduct Authority (FCA) guidelines. Stay updated on any changes or updates to these regulations, and implement necessary adjustments to our processes accordingly.

• *Team Collaboration

• : Work closely with other team members, sharing knowledge, expertise, and best practices to ensure a consistently high level of service delivery across the organization. Support junior colleagues as required, and take part in team meetings and training sessions to stay up-to-date on industry developments.

• *Continuous Improvement

• : Regularly review your performance and identify areas for improvement. Implement changes to enhance efficiency, effectiveness, and client satisfaction. Contribute to organizational goals by suggesting process improvements or new initiatives that drive growth and profitability.

Company Information

We are a dynamic and innovative insurance brokerage firm based in the heart of Yorkshire and the Humber region. Established over two decades ago we have grown into one of the leading insurance brokers in the area, providing comprehensive solutions to businesses across various sectors. Our success is built on our commitment to delivering exceptional customer service, technical expertise, and a deep understanding of the regional market. As a Commercial Insurance Broker, you will be a vital part of our team, responsible for providing insurance advice and solutions to businesses in Yorkshire and the Humber. You will work closely with clients to understand their specific risks and needs, and design customised insurance programs that protect their assets and operations effectively.

• Develop and maintain strong relationships with new and existing clients across various industries.
• Conduct risk assessments and provide professional advice on appropriate insurance solutions.
• Negotiate competitive premiums, policy terms, and conditions with insurers.
• Prepare and submit insurance applications, proposals, and renewal documentation accurately and promptly.
• Keep up-to-date with industry trends, regulatory changes, and market developments to ensure clients receive the best possible service.
• Collaborate with colleagues to share knowledge, expertise, and support one another in delivering exceptional client experiences.
• Proven experience as a Commercial Insurance Broker or similar role.
• Excellent communication skills, both written and verbal.
• Strong negotiation and problem-solving abilities.
• Thorough understanding of commercial insurance products and the risks they cover.
• Ability to work independently and manage multiple tasks efficiently.
• Familiarity with local market trends and regulatory environment is desirable.
• Full Clean UK Driving License and willingness to travel as required. Join us and contribute to our continued success while growing your career in a supportive, inclusive, and rewarding work environment. We look forward to hearing from you!