Life Medical Underwriter | Job in Bristol

Join our dynamic and compassionate team as a Life Medical Underwriter in the South West region! This role is an excellent opportunity for a skilled underwriter to contribute to our mission of providing comprehensive life medical insurance solutions that protect our clients' health, wealth, and peace of mind. As a Life Medical Underwriter with us, you will play a pivotal role in assessing risks associated with life and medical insurance applications. Your responsibilities will include:

• Evaluating insurance applications through rigorous underwriting processes to ensure the accuracy of risk assessment.
• Collaborating with our sales and client service teams to maintain a high level of customer satisfaction.
• Staying updated on industry trends, regulations, and best practices to make informed decisions.
• Contributing to the development of new underwriting guidelines and strategies that align with our commitment to excellent service.
• Acting as a mentor to junior team members, sharing your expertise and fostering a culture of continuous learning. We are seeking a candidate with:
• A proven track record in life medical underwriting, preferably within the insurance industry.
• A strong understanding of underwriting principles, risk assessment methodologies, and regulatory requirements.
• Excellent analytical skills, attention to detail, and the ability to make sound judgments based on complex data.
• Exceptional communication skills, both written and verbal with an aptitude for building relationships.
• A passion for helping others and a commitment to delivering exceptional customer service. In return we offer a competitive salary, comprehensive benefits package, opportunities for professional growth, and a supportive work environment that values diversity, collaboration, and innovation. If you are eager to take the next step in your career as a Life Medical Underwriter, apply today and help us continue our mission of providing peace of mind to our clients!

Applying for the Job

Thank you for considering a career with our dynamic and compassionate organisation as a Life Medical Underwriter. We are currently seeking an experienced and detail-oriented professional to join our team in the South West region.

*The Role: *

As a Life Medical Underwriter, you will play a critical role in assessing and managing risks associated with life insurance applications. You will be responsible for reviewing medical histories, interpreting laboratory reports, and making recommendations based on your findings.

*Key Responsibilities: *

• Review and analyze detailed medical records, including diagnostic tests and treatments, to evaluate the health status of applicants.
• Collaborate with internal teams and external medical professionals to gather additional information as needed.
• Utilize underwriting guidelines and industry best practices to make informed decisions about insurance coverage.
• Provide clear and concise recommendations to underwriters and other stakeholders, ensuring a consistent approach to risk assessment.
• Stay abreast of industry developments, medical advancements, and regulatory changes that may impact the underwriting process.

*Qualifications: *

• Bachelor's degree in a relevant field (e.g., Health Sciences, Business, or related discipline). Advanced degrees or professional certifications (such as CLU or ChFC) are highly desirable.
• Minimum of 3 years of experience in life insurance underwriting, preferably within the medical underwriting specialty.
• Strong analytical skills and the ability to make sound judgments based on complex data.
• Excellent communication skills, both written and verbal with a keen attention to detail.
• Demonstrated ability to work effectively in a fast-paced environment while maintaining a high level of accuracy and professionalism.
• Familiarity with relevant software systems and tools for data analysis is preferred.

*How to Apply: *

Interested candidates are invited to submit their resume, cover letter, and any relevant certifications or credentials via our online application system. Please include the job title "Life Medical Underwriter - South West" in your application to ensure proper consideration. We encourage applicants to highlight their relevant experience, skills, and achievements that align with the role requirements. Our organisation is committed to fostering a diverse and inclusive work environment. We welcome candidates from all backgrounds and encourage applications from individuals who bring unique perspectives and experiences to our team. We look forward to reviewing your application and exploring the possibility of you joining our dedicated team as a Life Medical Underwriter. Thank you for considering this opportunity.

Employee Perks

Welcome to the dynamic and innovative world of our Life Medical Underwriting team! We are thrilled that you have chosen to consider a career with us and we believe that every member of our team deserves exceptional benefits. Here's an overview of what you can expect when joining us:

*Competitive Salary and Bonus Structure *

We offer a competitive salary package that reflects your expertise, experience, and the value you bring to our team. In addition we have a bonus structure in place that rewards your hard work, dedication, and achievements throughout the year.

*Comprehensive Health Benefits *

Your health is important to us, which is why we offer comprehensive health benefits for you and your family. This includes medical, dental, and vision insurance, as well as mental health support services.

*Retirement Savings Plan *

We care about your future, which is why we provide a retirement savings plan with generous matching contributions. This allows you to save for your retirement while maximizing your investment.

*Flexible Work Schedule *

We understand the importance of work-life balance. That's why we offer a flexible work schedule, allowing you to create a schedule that works best for both your professional and personal life.

*Professional Development Opportunities *

We are committed to fostering growth and learning within our team. We provide numerous opportunities for professional development, including training programs, workshops, and conferences.

*Collaborative Work Environment *

Join a collaborative work environment that encourages teamwork, open communication, and the sharing of ideas. Our team is diverse, inclusive, and supportive, making it easy to build strong relationships with your colleagues.

*Inclusive Culture *

At our organisation, everyone is valued and respected. We embrace diversity in all its forms and strive to create an inclusive culture where every voice matters.

*Location *

Located in the vibrant South West region, you'll have easy access to a wide range of amenities, including great restaurants, beautiful parks, cultural attractions, and more. Plus, the region offers excellent schools, making it a wonderful place for families. We look forward to the possibility of welcoming you to our team! If you have any questions about these perks or would like more information about the Life Medical Underwriting role, please don't hesitate to reach out. We can't wait to hear from you!